Financial report
Annual reports, customer policies, corporate governance documents and our regulatory disclosures.
Reports
Annual reports
Policies
Customer policies
Schedule of charges, penal charges, fair practices code and the policies that apply to your loan.
- Schedule of chargesLoans to MSMEs (unsecured)PDF, opens in browser
- Penal charges policyEnglishPDF, opens in browser
- Penal charges policyहिंदीPDF, opens in browser
- Fair practices codeCodes of conduct Vinayana followsPDF, opens in browser
- Privacy policyHow we handle your dataPDF, opens in browser
- Refund policyRefunds and reversalsPDF, opens in browser
- Terms and conditionsTerms of using our servicesPDF, opens in browser
Governance
Corporate governance
- Notices / compliancesDisclosures published as applicable
- Material creditorsDisclosures published as applicable
Disclosures
Regulated entity list as per DLG guidelines
Regulated entities with which Vinayana has default loss guarantee (DLG) arrangements.
Our DLG portfolios
| Portfolio count | Portfolio in (crores) till 2nd July 2024 |
|---|---|
| 1 | 1.65 |